Motor Insurance
Third-party motor insurance is mandatory by law, but it only covers damage you cause to others. Comprehensive cover protects your own vehicle too, and the right add-ons decide how much you actually get at claim time.
A few add-ons quietly make the biggest difference to a claim.
We remind you before expiry so you never lose your no-claim bonus, and we stay on the call with you while a claim is being processed.
Tell us a little about your requirement and we'll send options that actually fit.
| Comprehensive | Third-Party | |
|---|---|---|
| Covers | Own damage, theft and third-party liability | Only injury or damage caused to others |
| Legally required | Optional but strongly recommended | Mandatory under the Motor Vehicles Act |
| Premium | Higher, reflects your vehicle's value | Lower, rates set by IRDAI |
| Best for | New and financed vehicles, city driving | Very old vehicles with low market value |
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