Investor education
Learn the basics before you commit money
Short, practical explainers on the concepts that actually change outcomes — written without jargon.
What is a SIP and how does it actually work?
A Systematic Investment Plan turns investing into a monthly habit. Here's the mechanics, the maths and the mistakes to avoid.
Read articleTerm vs Endowment insurance: which one do you actually need?
Endowment plans promise 'returns'. Term plans promise protection. Understanding the trade-off can save you lakhs.
Read articleHow much health cover does your family actually need?
₹5 lakh was generous a decade ago. Here's how to size health cover for today's medical inflation.
Read articleThe power of compounding — why starting early beats investing more
Two investors, the same total amount, a 15-year difference in outcome. Compounding rewards time more than effort.
Read articleCAGR vs absolute returns: reading fund performance honestly
A '100% return' means very different things over 3 years and over 12. CAGR puts every investment on the same scale.
Read articleMutual fund categories explained in plain language
Large cap, flexi cap, hybrid, liquid, ELSS — what each category is designed to do and who it suits.
Read articleNPS vs Mutual Funds: which is better for your retirement?
NPS and mutual funds can both build a retirement corpus, but they differ sharply on tax, lock-in and withdrawal rules. Here's an honest side-by-side comparison.
Read articleMutual fund taxation in India: LTCG, STCG and what changed
How equity, debt and hybrid mutual funds are taxed in India after the July 2024 changes — holding periods, rates, the ₹1.25 lakh exemption and dividend treatment.
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