Calculator

SWP Calculator

A Systematic Withdrawal Plan turns a corpus into a monthly income. See how long it can last.

Your inputs

%

Results

Corpus lasts

50+ years (corpus keeps growing)

Total withdrawn

₹2.10 Cr

Annual withdrawal

₹4.20 L

Withdrawal rate

8.40%

Each month the balance grows at one-twelfth of the expected return and the withdrawal is deducted. A withdrawal rate meaningfully below your expected return keeps the corpus alive indefinitely; withdrawing more depletes it. This illustration does not adjust withdrawals for inflation or taxes.

Want a personalised plan? Talk to an advisor.

Calculators show the maths. We help you pick the right funds and cover for your goals.