Calculator
SIP to SWP Corpus Calculator
Phase 1: your SIP builds a retirement corpus. Phase 2: the corpus pays you an inflation-adjusted monthly income. See the full journey on one chart.
Your inputs
Phase 1 — Accumulation (SIP)
Phase 2 — Withdrawal (SWP)
Results
Corpus at retirement
₹1.70 Cr
Monthly withdrawal at retirement
₹1.72 L
Total invested (SIP phase)
₹30.00 L
Total withdrawn (SWP phase)
₹2.47 Cr
Corpus lasts
9 years 4 months after retirement
During accumulation, each month's SIP (stepped up annually if enabled) plus your existing corpus compounds monthly at the accumulation return. At retirement, today's expense is inflated forward to its future value, and withdrawals then rise every year with inflation while the remaining corpus compounds at the withdrawal-phase return. This is an illustration, not a guarantee; taxes and actual fund returns will differ.
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